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The 2008 Financial Crisis

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  The 2008 financial crisis was a global economic crisis that began in 2008 and lasted until 2010. It was caused by a variety of factors, including the subprime mortgage market, lax lending standards, and the failure of financial institutions. Subprime Mortgages: The crisis began with the collapse of the subprime mortgage market, which was furled by lax lending standards and a high demand for housing. Banks and other financial institutions issued mortgages to borrowers with poor credit, often with little or no documentation. These subprime mortgages were then packaged into complex financial products known as mortgage-backed securities, which were sold to investors around the world. Lax Lending Standards: Lending standards were lax, which allowed many borrowers who could not afford to repay their mortgages to take out loans. Lenders often did not verify the income or assets of borrowers, and many borrowers were approved for loans with little or no money down. This led t...
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Oh My God!

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OMG! Haven't you started investing yet? Don't worry  You can start investing with only Rs 100. Open your account on Zerodha with only Rs 200 and start your journey of becoming a millionaire. Click on the link below to open an account on Zerodha: https://zerodha.com/open-account?c=IP1832
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ITC Stock Analysis

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ITC Limited is a holding company engaged in the marketing of Fast Moving Consumer Goods (FMCG). The company operates through four segments: FMCG; Hotels; Paperboards, Paper and Packaging; and Agri Business. Brands: India Kings, Classic, Gold Flake, Navy Cut, Aashirvaad, Sunfeast, Bingo, Fiama, Savlon, Wills Lifestyle, Jhons Players, Home Lites, Mangaldeep, Mint-O, and Classmate. Financial Trend Shareholding Pattern Why is the share price of ITC low, despite being the market leader in the FMCG? HUL delivers net profit of Rs 4,500 Crores on revenue of Rs 35,000 Crores Whereas ITC delivers net profit of Rs 15,310 Crores on revenue of Rs 52,000 Crores.The Net profit of ITC is approximately 3x of HUL. Comparison of share price: ITC Share price - Rs 210/Share HUL Share price - Rs 2354/Share ITC is far better than HUL in terms of profit. But the share price of HUl is 10x in comparison to ITC. This is because more than 45% of the revenue generated to ITC is ...
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Stock Market

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  STOCK Stock is all of the shares into which ownership of a corporation is divided. The shares are collectively known as "Stock". A single share of stock represents fractional ownership in the corporation in proportion to the total number of shares. Stocks can be bought and sold privately or on stock exchanges, and such transactions are typically heavily regulated by governments to recent fraud, protect investors, and benefit the larger economy. Indian Stock Market Regulator Securities and Exchange Board of India (SEBI) is an authority to regulate and develop the Indian Capital Market and protect the interest of investors in the capital market.SEBI was established by the GOI on 12th April 1988 and given statutory power in 1992 with SEBI Act, 1992 being passed in the Parliament. SEBI Act 1992 has come into force with effect from 30th January 1992. Investment Risk Most investments don't have a guaranteed rate of return. This is because w...
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Bitcoin - An Introduction

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Bitcoin  is a decentralized digital currency, without a central bank or single administration, that can be sent from user to user on the peer-to-peer network without the need for intermediaries. Bitcoins are created as a reward for a process known as mining. They can be exchanged for other currencies, products, and services, but the real-world value of the coins is extremely volatile. Research produced by the University of Cambridge   estimated that in 2017, there were 2.9 to 5.8 million unique users using a cryptocurrency wallet, most of them using bitcoin. Creation The domain named bitcoin.org was registered on 18th August 2008. On 31st October 2008, a link to a paper authored by Santoshi Nakamoto titled Bitcoin: A Peer-to-peer Electronic Cash System.  Nakamoto implemented the bitcoin software as open-source code and released it n January 2009. On 3rd January 2009, the bitcoin network was created when Nakamoto mined the starting block of the chai...
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